Business Travel & Accident Insurance > world-class protection for your business travelers
Powerful Business Travel & Accident Insurance
for your employees
for your employees
Coverage Options Include:
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hear from you.
Or, simply use the form
on the right to submit
your question, feedback,
info request, etc.
Use the form below to be contacted regarding
any of our Business Travel Products....
any of our Business Travel Products....
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(Minority and Woman Owned Small Business)
International High-Risk Insurance Solutions
Travel Accident insurance is an inexpensive
but valuable benefit that supplements any
employee benefit program.
This World Class Protection is designed to
offset the risk and potential loss of a key
employee(s) and to compensate families of
employees for their loss of income due to
accidental death or permanent disability of a
loved one.
but valuable benefit that supplements any
employee benefit program.
This World Class Protection is designed to
offset the risk and potential loss of a key
employee(s) and to compensate families of
employees for their loss of income due to
accidental death or permanent disability of a
loved one.
Whether your employees travel domestically or
internationally, business travel can be risky today.
So you want to make sure your employees are
protected.
Business Travel & Accident insurance can cover:
internationally, business travel can be risky today.
So you want to make sure your employees are
protected.
Business Travel & Accident insurance can cover:
- employees of U.S. based businesses
- foreign employees of U.S. based
businesses - U.S. employees on offshore assignments
- War Risk & Terrorism Coverage
- Business & Pleasure- 24-hour protection on,
or off the job - Full Occupational-on-the-job protection while
traveling, or on the worksite - Family Travel on Business Trip
Business Travel & Accident Coverage Benefits include:
- Accidental Death & Dismemberment (AD&D)
- Emergency Medical Evacuation assistance
- 24-hour Multilingual Assistance
- Pre-Departure services, including foreign travel assistance
- Medical Referrals
- Prescription refill services
- Translation and Interpretation Services
- Referrals to Legal Assistance
- Embassy/Consular Referrals
- Cultural Information
- Emergency Travel Services
- Repatriation of Remains
Find what you are looking for...
Given the uncertainty of today’s travel environment, employers who operate globally need
added protection for their employees who traveling to war zones.
A comprehensive Business Travel Accident program can include war risk coverage for
accidents that occur when employees are traveling in war risk areas outside the United
States.
added protection for their employees who traveling to war zones.
A comprehensive Business Travel Accident program can include war risk coverage for
accidents that occur when employees are traveling in war risk areas outside the United
States.
War Risk Coverage:
War Risk Coverage Features:
- Competitive Underwriting
- Pre-trip reporting may be waived at the time of travel
- High coverage limits-are available up to $1million
- Multi-national coverage for U.S. based firms
- No medical evidence of insurability (EVI) required
- Quick turnaround times for quotes to meet your immediate needs and keep traveling
employees protected - Competitive prices
- Political Evacuation
- Threat Assessment
- Crisis Management
- Investigative Services
- Country Specific Security Briefs
- Worldwide Consulting Services
Related Coverages and
Services:
Services:
Kidnap, Ransom & Extortion Insurance
Kidnap and extortion are very real and growing threats in today’s world. While companies the
most vulnerable to kidnapping are those that have employees based overseas or travelling
overseas, organizations that have high profiles, handle large amounts of cash, or work with
sensitive information or technologies are equally at risk. While rarely publicized, extortion
against corporate assets or products is increasing rapidly in the U.S.
Examples include: bodily injury extortion, property damage extortion, pollution extortion, cyber
extortion and intellectual property extortion.
Companies need to prepare for these threats that can originate or occur virtually anywhere in
the world.
Kidnap, Ransom and Extortion Insurance not only protects against financial loss, but also
provides the services of leading crisis management and security consultants to manage
incidents in conjunction with the policyholder.
most vulnerable to kidnapping are those that have employees based overseas or travelling
overseas, organizations that have high profiles, handle large amounts of cash, or work with
sensitive information or technologies are equally at risk. While rarely publicized, extortion
against corporate assets or products is increasing rapidly in the U.S.
Examples include: bodily injury extortion, property damage extortion, pollution extortion, cyber
extortion and intellectual property extortion.
Companies need to prepare for these threats that can originate or occur virtually anywhere in
the world.
Kidnap, Ransom and Extortion Insurance not only protects against financial loss, but also
provides the services of leading crisis management and security consultants to manage
incidents in conjunction with the policyholder.
Kidnap / Alleged Kidnap – A seizure or
detention of an Insured Person for the
purpose of demanding ransom moneys.
Extortion – Payment demands following a
threat to injure or kill an Insured Person,
damage property, contaminate products,
divulge trade secrets or destroy electronic
data by computer virus.
Wrongful Detention – Involuntary
confinement by a government entity or
insurgent organization resulting from the
arbitrary or capricious act of an agent of or
with the tacit approval of said entity or
organization.
Hijacking – Illegal holding under duress of
an Insured Person for more than six hours
while travelling on any aircraft, motor vehicle
or waterborne vessel.
detention of an Insured Person for the
purpose of demanding ransom moneys.
Extortion – Payment demands following a
threat to injure or kill an Insured Person,
damage property, contaminate products,
divulge trade secrets or destroy electronic
data by computer virus.
Wrongful Detention – Involuntary
confinement by a government entity or
insurgent organization resulting from the
arbitrary or capricious act of an agent of or
with the tacit approval of said entity or
organization.
Hijacking – Illegal holding under duress of
an Insured Person for more than six hours
while travelling on any aircraft, motor vehicle
or waterborne vessel.
Kidnap, Ransom & Extortion
Coverage Includes:
• Death or dismemberment benefits
arising from a covered incident
• Ransom /extortion payment
• Loss in-transit of payment
• Judgement, settlements and defense
costs
• Recall costs
• Business interruption
• 24-hour emergency response help line
• Consultant costs
• Related expenses: consultants, salary
continuation, personal financial loss,
medical costs, rest and rehabilitation,
travel and accommodation, loan interest
payment, reward, interpreter, forensic
analysis, other reasonable and necessary
expenses.
Coverage Includes:
• Death or dismemberment benefits
arising from a covered incident
• Ransom /extortion payment
• Loss in-transit of payment
• Judgement, settlements and defense
costs
• Recall costs
• Business interruption
• 24-hour emergency response help line
• Consultant costs
• Related expenses: consultants, salary
continuation, personal financial loss,
medical costs, rest and rehabilitation,
travel and accommodation, loan interest
payment, reward, interpreter, forensic
analysis, other reasonable and necessary
expenses.
Our Customer Profile:
• Any company with employees either travelling to
or based overseas, particularly Latin America,
Asia, Eastern Europe and Africa
• Cash rich or high profile companies operating
domestically or in other countries
• Manufacturers or retailers of consumer goods
Underwriting Considerations – A variety of factors
will be considered when evaluating insurability
and determining premium, including:
• Type of industry • Country of residence •
Revenue of the Insured • Travel patterns of
employees
Capacity : USD $50 million
• Any company with employees either travelling to
or based overseas, particularly Latin America,
Asia, Eastern Europe and Africa
• Cash rich or high profile companies operating
domestically or in other countries
• Manufacturers or retailers of consumer goods
Underwriting Considerations – A variety of factors
will be considered when evaluating insurability
and determining premium, including:
• Type of industry • Country of residence •
Revenue of the Insured • Travel patterns of
employees
Capacity : USD $50 million
| Coverages |
| Disclaimer: Some of the plans noted on this website may not be available to residents of certain jurisdictions, depending on regulatory constraints. Please contact us for more details. |
| The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy/service described. Please refer to the actual policy/service for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions. |
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With a full range of broad coverage options,
employers can tailor Business Travel & Accident
coverage to meet their unique needs.
employers can tailor Business Travel & Accident
coverage to meet their unique needs.
| International High-Risk Insurance Solutions |
| International High-Risk Insurance Solutions |
| DUNS#: 829867980 CAGE CODE: 5DLV4 |